Slim stretch

Slim stretch

Monday, February 04, 2013

ASK THY PURSE

Question Of The Week 2-4-13

"Getting money is like digging with a needle;
spending it is like water soaking into sand."

Japanese Proverb


Are you a spender or a saver?


29 comments:

Lynn said...

I judiciously spend these days, but am a pretty good saver.

G. B. Miller said...

I try to save, but when you're supporting a family of 4 on one paycheck, it does make it extremely difficult.

Granny Annie said...

Lynn -- My spouse is definitely frugal and I am not judicious in my spending, though I have learned a lot from him.

G.B. Miller -- Stretching a dollar these days is almost impossible. We constantly have to consider what we can and can't do without.

LL Cool Joe said...

I save to spend if that makes sense? I earn money and then treat myself or my family to something. My feeling is that you can't take the money with you so you should spend it and enjoy while you can.

But I'm not as materialistic as I sound. I'd be very happy to downsize. My partner calls me cheap. :D

Granny Annie said...

LL Cool Joe -- We never use the word "cheap" instead we say frugal. Hope your birthday was lavish without frugality involved:)

♥ Sonny ♥ said...


I've never been a Big Spender and in the last several years I have been a big saver. I'm very fortunate to have enough money for all my needs and if I did'nt save it, I could spend on most of my wants without making life difficult. I just choose NOT to spend it.
I often feel sorry for the very rich--I can almost hear folks gasp when I say that, lol. Still,I do. Instead of them owning their money, their money seems to Own them and that for me would be a horror.

luv ya bunches

Changes in the wind said...

I am a saver to a fault...

Jeanie said...

I guess since I am mostly retired I have passed from my saving years to my spending years, but I like to think that I spend wisely, even though it is probably not always true.

Chatty Crone said...

I wish I had been a better saver - I am not a big spender - but could have done better.

TALON said...

I'm a spender, I think. I can save, but it's reluctantly :) My hubby is a great saver so we balance out pretty well :)

kenju said...

I used to be the first and now I am the latter. I really wish I had back some of the money I spent on clothing, etc. when we had the $$ to do it. It was frittered away, in large part.

Riot Kitty said...

Hmm, depends. We have built savings into the budget but we aren't tightwads :)

Belle said...

Every time I have tried to save something comes up and it is gone. When I was young I was a big spender but not any more.

Ileana said...

I'm a saver but when I want to splurge, I do it...and then save again. :)

Cliff said...

I seem to be in both camps. I am better at spending than at saving.

Mountain Mama said...

I hate shopping and spending so do as little as possible. Prices are disgusting. Saving some but not as much as I'd like of course.

Granny Annie said...

Sonny -- Some of the happiest days of my life were spent in poverty.

Changes in the wind -- And yet you have the funds to travel and enjoy life so much. Your savings has paid off.

Jeanie -- I try to spend wisely because moment of extravagance tend to haunt me.

Chatty Crone -- That seems to be a wish we all have.

Talon -- Yes Ron and I balance each other out too.

kenju -- It is hard for me to imagine you ever frittering away money.

Riot Kitty -- You are generous to a fault. Your many kindnesses are well spent.

Belle -- I have always spent money but have never been a "big spender". My first husband openly criticized me for not wanting "stuff". I only wanted a cozy home, family and happiness.

Ileana -- And we all know what you splurge on...total enjoyment of life.

Cliff -- I would say someone in your family is a good saver or you couldn't be building that huge kennel, right?

Mountain Mama -- You are certainly right about the prices of things. I see people with very little means who buy very costly items yet call themselves poor.

Snaggle Tooth said...

I need to save more- but because I don't make enough for price increases, winter work hours are cut again, n not getting any raises for years- I struggle for basics. Heat eats all my money.
I work n hand all the money to other folks. I want to keep it!
Many things are on the waiting list...

Cliff said...

Yes you are correct Granny, Marilyn is a tough business woman who has steadily built her business over the past, nearly 40 years. I've collected her data but she's the one who makes the hard decisions.

Bonnie said...

I'm a spender, always have been. But not on myself, always family and friends. And while we do alot of things every weekend, it's usually something that doesn't cost anything or not alot, but then we spend on eating, lol. As long as all the bills are paid, hubby's philosophy is you can't take it with you.

Shionge said...

Whoa!!!! This is tough! ;)

I used to be a spender, actually same for now too but before I spend .... every time it's pay day, I 'pay' myself first by saving before spending heheheh..

Winifred said...

I'm a war baby & growing up in post war Britain you couldn't be a spender. We didn't have anything to spend & not much to buy as lots of things were rationed.

Sometimes I'm so mean & penny pinching I get my own nerves! However as I'm getting older I keep thinking I can't take it with me so I do spend a fair bit on holidays.

Dianne said...

I'm a spender but a responsible one

Susan Adcox said...

I'm not a spender. I don't even really enjoy spending money. But it is hard to save in this economy when you're on a fixed income. Hubby and I save money by rarely eating out and hanging on to our old vehicles. Then we turn around and spend what we save on travel.

Brite Mist said...

i have strang ways of looking at buying - i think about what i want and start asking questions. if i go to a store and find it on "slae", it is usually purchased, but many times i wait for years before buying something other wise.

ashok said...

Iam Both!

Sparkling Red said...

I've been a saver since my first piggy bank. This has paid off for me every day in terms of peace of mind. Also, I was recently able to loan money to a good friend who needs it in order to get through divorce proceedings and a custody battle with an evil ex. Those lawyer bills add up pretty fast. It feels great to be able to help the people I care about.

Granny Annie said...

Snaggle Tooth -- With all that you do, I cannot see how you could save anything.

Cliff -- Always glad to know when I'm right about something...anything,

Bonnie -- I know you are a generous person.

Shionge -- Best to pay yourself first. That is hard to do.

Winifred -- My spouse too is a war baby and that is where is frugality comes from. He to is lightening up and we can meet half way on more things these days.

Dianne -- Does "a responsible one" mean you're responsible for all the money being spent? LOL

Susan Adcox -- We never buy a brand new vehicle. Usually a four year old something. We love to eat out.

Brite Mist -- My spouse will put "wants" for himself or anyone on the back burner of his brain and he eventually find whatever it is at a price he is willing to pay. He has a lot of patience.

ashok -- I think many of us are.

Sparkling Red -- I am not surprised that you are a loving, giving friend.

Kay said...

I'm more of a saver, but lately we've had to spend a bit. Ouch!