"Getting
money is like digging with a needle; spending it is like water soaking into sand." Japanese Proverb |
Are you a spender or a saver?
Tomorrow, and tomorrow, and tomorrow Creeps in this petty pace from day to day, To the last syllable of recorded time; And all our yesterdays have lighted fools The way to dusty death. Out, out brief candle! Life's but a walking shadow, a poor player That struts and frets his hour upon the stage And then is heard no more: it is a tale Told by an idiot, full of sound and fury, Signifying nothing. -- Macbeth, Act 5, Scene 5
I judiciously spend these days, but am a pretty good saver.
ReplyDeleteI try to save, but when you're supporting a family of 4 on one paycheck, it does make it extremely difficult.
ReplyDeleteLynn -- My spouse is definitely frugal and I am not judicious in my spending, though I have learned a lot from him.
ReplyDeleteG.B. Miller -- Stretching a dollar these days is almost impossible. We constantly have to consider what we can and can't do without.
I save to spend if that makes sense? I earn money and then treat myself or my family to something. My feeling is that you can't take the money with you so you should spend it and enjoy while you can.
ReplyDeleteBut I'm not as materialistic as I sound. I'd be very happy to downsize. My partner calls me cheap. :D
LL Cool Joe -- We never use the word "cheap" instead we say frugal. Hope your birthday was lavish without frugality involved:)
ReplyDelete
ReplyDeleteI've never been a Big Spender and in the last several years I have been a big saver. I'm very fortunate to have enough money for all my needs and if I did'nt save it, I could spend on most of my wants without making life difficult. I just choose NOT to spend it.
I often feel sorry for the very rich--I can almost hear folks gasp when I say that, lol. Still,I do. Instead of them owning their money, their money seems to Own them and that for me would be a horror.
luv ya bunches
I am a saver to a fault...
ReplyDeleteI guess since I am mostly retired I have passed from my saving years to my spending years, but I like to think that I spend wisely, even though it is probably not always true.
ReplyDeleteI wish I had been a better saver - I am not a big spender - but could have done better.
ReplyDeleteI'm a spender, I think. I can save, but it's reluctantly :) My hubby is a great saver so we balance out pretty well :)
ReplyDeleteI used to be the first and now I am the latter. I really wish I had back some of the money I spent on clothing, etc. when we had the $$ to do it. It was frittered away, in large part.
ReplyDeleteHmm, depends. We have built savings into the budget but we aren't tightwads :)
ReplyDeleteEvery time I have tried to save something comes up and it is gone. When I was young I was a big spender but not any more.
ReplyDeleteI'm a saver but when I want to splurge, I do it...and then save again. :)
ReplyDeleteI seem to be in both camps. I am better at spending than at saving.
ReplyDeleteI hate shopping and spending so do as little as possible. Prices are disgusting. Saving some but not as much as I'd like of course.
ReplyDeleteSonny -- Some of the happiest days of my life were spent in poverty.
ReplyDeleteChanges in the wind -- And yet you have the funds to travel and enjoy life so much. Your savings has paid off.
Jeanie -- I try to spend wisely because moment of extravagance tend to haunt me.
Chatty Crone -- That seems to be a wish we all have.
Talon -- Yes Ron and I balance each other out too.
kenju -- It is hard for me to imagine you ever frittering away money.
Riot Kitty -- You are generous to a fault. Your many kindnesses are well spent.
Belle -- I have always spent money but have never been a "big spender". My first husband openly criticized me for not wanting "stuff". I only wanted a cozy home, family and happiness.
Ileana -- And we all know what you splurge on...total enjoyment of life.
Cliff -- I would say someone in your family is a good saver or you couldn't be building that huge kennel, right?
Mountain Mama -- You are certainly right about the prices of things. I see people with very little means who buy very costly items yet call themselves poor.
I need to save more- but because I don't make enough for price increases, winter work hours are cut again, n not getting any raises for years- I struggle for basics. Heat eats all my money.
ReplyDeleteI work n hand all the money to other folks. I want to keep it!
Many things are on the waiting list...
Yes you are correct Granny, Marilyn is a tough business woman who has steadily built her business over the past, nearly 40 years. I've collected her data but she's the one who makes the hard decisions.
ReplyDeleteI'm a spender, always have been. But not on myself, always family and friends. And while we do alot of things every weekend, it's usually something that doesn't cost anything or not alot, but then we spend on eating, lol. As long as all the bills are paid, hubby's philosophy is you can't take it with you.
ReplyDeleteWhoa!!!! This is tough! ;)
ReplyDeleteI used to be a spender, actually same for now too but before I spend .... every time it's pay day, I 'pay' myself first by saving before spending heheheh..
I'm a war baby & growing up in post war Britain you couldn't be a spender. We didn't have anything to spend & not much to buy as lots of things were rationed.
ReplyDeleteSometimes I'm so mean & penny pinching I get my own nerves! However as I'm getting older I keep thinking I can't take it with me so I do spend a fair bit on holidays.
I'm a spender but a responsible one
ReplyDeleteI'm not a spender. I don't even really enjoy spending money. But it is hard to save in this economy when you're on a fixed income. Hubby and I save money by rarely eating out and hanging on to our old vehicles. Then we turn around and spend what we save on travel.
ReplyDeletei have strang ways of looking at buying - i think about what i want and start asking questions. if i go to a store and find it on "slae", it is usually purchased, but many times i wait for years before buying something other wise.
ReplyDeleteIam Both!
ReplyDeleteI've been a saver since my first piggy bank. This has paid off for me every day in terms of peace of mind. Also, I was recently able to loan money to a good friend who needs it in order to get through divorce proceedings and a custody battle with an evil ex. Those lawyer bills add up pretty fast. It feels great to be able to help the people I care about.
ReplyDeleteSnaggle Tooth -- With all that you do, I cannot see how you could save anything.
ReplyDeleteCliff -- Always glad to know when I'm right about something...anything,
Bonnie -- I know you are a generous person.
Shionge -- Best to pay yourself first. That is hard to do.
Winifred -- My spouse too is a war baby and that is where is frugality comes from. He to is lightening up and we can meet half way on more things these days.
Dianne -- Does "a responsible one" mean you're responsible for all the money being spent? LOL
Susan Adcox -- We never buy a brand new vehicle. Usually a four year old something. We love to eat out.
Brite Mist -- My spouse will put "wants" for himself or anyone on the back burner of his brain and he eventually find whatever it is at a price he is willing to pay. He has a lot of patience.
ashok -- I think many of us are.
Sparkling Red -- I am not surprised that you are a loving, giving friend.
I'm more of a saver, but lately we've had to spend a bit. Ouch!
ReplyDelete